BRRRR Strategy
BRRRR Calculator
Buy, Rehab, Rent, Refinance, Repeat. Model the full BRRRR cycle to see your cash-out, cash-on-cash return, and monthly cash flow after refinancing.
Deal Parameters
Purchase & Rehab
$
$
$
$
Refinance Terms
Operating Expenses
BRRRR Waterfall
Purchase Price$150,000
+ Rehab Cost$30,000
+ Closing & Holding Costs$5,300
= All-In Cost$185,300
After Repair Value (ARV)$220,000
Equity Created$34,700
Refinance Loan (75% LTV)$165,000
Cash Out at Refi$160,050
Cash Left in Deal$25,250
Monthly Cash Flow
-$5
after debt service
Cash-on-Cash Return
-0.24%
annual return on cash left in deal
Cap Rate
5.96%
based on ARV
Monthly Payment
$1,098
refi mortgage P&I
Monthly Operating Breakdown
| Gross Rent | $1,800 |
| - Vacancy | $90 |
| - Property Tax | $220 |
| - Insurance | $73 |
| - Maintenance | $180 |
| - Management | $144 |
| = Net Operating Income | $1,093 |
| - Mortgage Payment | $1,098 |
| = Cash Flow | -$5 |
Summary: Purchasing at $150,000 with $30,000 in rehab creates an ARV of $220,000. After refinancing at 75% LTV, you pull out $160,050 leaving $25,250 in the deal. Your cash-on-cash return is -0.24% with -$5/mo cash flow.
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