- Discovery: define objectives, constraints, and risk budget.
- Research: human-led due diligence; AI speeds data pulls only.
- Modeling: scenarios, taxes, and drawdowns; share assumptions.
- Decision: memo, spreadsheet, and live review.
Independent Finance Consulting.
AI is just our wrench.
We’re a finance-first partner for individuals, founders, and advisors. We use AI to accelerate research and modeling—never to replace professional judgment.
- CFA-led
- Human-reviewed
- Transparent fees
Market temperature
VIX level
18.23
Lower is calmer. Heuristic penalizes above ~18.
S&P 500 — 20d
0.62%
Positive momentum warms; negative cools.
As of: 10/21/2025, 2:25:35 AM
How we work
Method
Snapshots
Case Snapshots
Public markets IPS
Rebuilt a client policy with risk bands and tax-aware rebalancing.
Real estate timing
Modeled buy-vs-rent and fixed vs ARM with rate paths.
Manager screen
Compared factor tilts, costs, and persistence across ETFs.
Examples are illustrative; not investment advice.
What we do
Finance services with measurable outcomes
Portfolio Strategy
Asset allocation, risk budgeting, tax-aware rebalancing, IPS drafting.
Research & Due Diligence
Screening and memo prep on funds, managers, or direct deals.
Cash-Flow & Real Estate
Scenario planning for mortgages, second properties, and cap-rate sensitivity.
We deliver formal memos, spreadsheets, and a live review—not just dashboards.